(pedant alert)
There’s “flood_prone” too, and a bunch of basin features are by their very nature intermittent too.

In this case though, as you say, " intermittent=yes" sounds like the best tag.

Edit: I might as well link to an example of a map rendering that tries to differentiate between them. At that link, solid blue is water all the time, closely spaced blue hatching is “intermittent=yes” (if it rains a lot, that’ll be under water), and the widely spaced blue hatching is flood_prone=yes (if the river floods (less often than heavy rain), that area will be under water).

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