I’m experimenting with setting up a service usable of OSM-routers (first of all of cause my own one).
I’m currently getting traffic data only via TMC from local receiver while driving.
The schema for storing my traffic-messages is documented here:
http://apps.sourceforge.net/mediawiki/travelingsales/index.php?title=TrafficMessage
It is still incomplete, so if you have any usefull comments, feel free to comment. 
Update: I added a class-diagram and some lines of text to make it easier to understand what I’m trying to do there.
Marcus