ZIP codes are assigned to addresses on the basis of delivering mail. It’s so they can be divided up among letter carriers. A charger location is likely to only have a physical address without a ZIP code.
That’s not how copyright or database rights work. For most reproductions (including what’s done with OSM data) you need a license from the rights owner.
In general, facts aren’t protected, but databases of facts collected by humans are. That’s a huge simplification, but it’s good enough for this purpose.
The user content section of TMC’s terms aren’t relevant, as you’re not submitting anything to them as part of the import. Section 17 and 26 are the most relevant
You acknowledge and agree that the Service […] contain[s] proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in information presented to you through the Service […] is protected by copyrights, […] or other proprietary rights and laws. Except as expressly authorized by TMC or such advertisers, sponsors or vendors, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on or found in the Service or the Software, in whole or in part.
All Content on the Service is protected by copyright under U.S. Copyright laws and is the property of TMC or a 3rd party. No Content contained in the Service may be republished, distributed, transmitted, modified, reposted, copied, or in any other way exploited, in whole or in part, by anyone who does not own intellectual property rights to said Content or does not have express written consent of those with said intellectual property rights in said Content.